Fees and Financing
New York Cosmetic Surgery Fees and Financing
Financing your plastic surgery is an easy process. There are two methods you can use.
- At the time of your consultation we will sit down with you and fill
out the application. After which we will immediately fax it to the financing
company. We will have their response for you within 15 minutes.
- You may be approved for the entire amount you have requested or a portion.
- If you are denied we will help you fill out additional financial institution applications and explore all methods available to get you booked for your procedure. Our goal is to help you get your surgery.
- If you are computer savvy and would like to this on your own online, most financing websites have an online application(just click on the links below). This can be done before or after your initial consultation.
The two companies that patients like the most are:
- Unicorn Financial - This company is attractive to patients because of their offer of “no interest for 12 months”. If you think that you can pay the entire amount by one year you will have no interest. The majority of our patients choose this company.
- Capital One - Patients like this company due to their low rates and name recognition.
Another more widely used option for payment is the placement of the entire amount or a portion on a credit card. Dr. Klapper accepts all major credit cards.
Many times patients ask about payment plans and if they can pay a portion of the fee before and then the rest over time. Dr.Klapper believes that no doctor should ever do this as it ruins the doctor patient relationship and makes the office more like a business and less like a house of medicine. In the event a patient misses a monthly payment it forces those offices that do have payment plans to act like collection agencies. No one likes threatening phone calls and in Dr.Klapper's opinion has no role in medicine today.